Citizens Bank of Americus

BankAmericus, Georgia
www.cbkamericus.com

Total Assets

$504.9M

Total Deposits

$450.2M

Branches

3

Established

1937

TFS Health Grade

$
C

76.8 / 100

Average financial health

How we grade

Citizens Bank of Americus is a bank headquartered in Americus, Georgia, established in 1937. With $504.9M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (76.8/100).

Capital & Safety

Tier 1 Capital Ratio
10.31%(8%)
Total Capital Ratio
18.37%(10%)
Non-Performing Loan Ratio
0.19%

Profitability

Return on Assets (ROA)
1.50%(1%)
Return on Equity (ROE)
17.14%(10%)
Net Interest Margin
3.66%
Efficiency Ratio
51.03%(60%)

Lending & Liquidity

Total Loans
$264.5M
Loan-to-Deposit Ratio
57.87%
Net Charge-Off Ratio
0.14%

Growth

Asset Growth (YoY)
+6.71%
Deposit Growth (YoY)
+5.65%
Net Income
$7.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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