Bank of Alapaha

BankAlapaha, Georgia
www.bankofalapaha.com

Total Assets

$250.1M

Total Deposits

$229.6M

Branches

4

Established

1905

TFS Health Grade

$
C-

70.3 / 100

Average financial health

How we grade

Bank of Alapaha is a bank headquartered in Alapaha, Georgia, established in 1905. With $250.1M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (70.3/100).

Capital & Safety

Tier 1 Capital Ratio
10.06%(8%)
Total Capital Ratio
20.69%(10%)
Non-Performing Loan Ratio
0.37%

Profitability

Return on Assets (ROA)
0.73%(1%)
Return on Equity (ROE)
10.20%(10%)
Net Interest Margin
3.46%
Efficiency Ratio
74.67%(60%)

Lending & Liquidity

Total Loans
$122.3M
Loan-to-Deposit Ratio
52.00%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+5.10%
Deposit Growth (YoY)
+4.06%
Net Income
$1.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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