TCM Bank, National Association

BankTampa, Florida
www.tcmbank.com

Total Assets

$395.1M

Total Deposits

$302.6M

Branches

1

Established

1998

TFS Health Grade

$
D

64.5 / 100

Below average financial health

How we grade

TCM Bank, National Association is a bank headquartered in Tampa, Florida, established in 1998. With $395.1M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D (64.5/100).

Capital & Safety

Tier 1 Capital Ratio
18.88%(8%)
Total Capital Ratio
22.19%(10%)
Non-Performing Loan Ratio
1.04%

Profitability

Return on Assets (ROA)
-0.84%(1%)
Return on Equity (ROE)
-4.39%(10%)
Net Interest Margin
6.04%
Efficiency Ratio
91.28%(60%)

Lending & Liquidity

Total Loans
$315.9M
Loan-to-Deposit Ratio
100.67%
Net Charge-Off Ratio
3.10%

Growth

Asset Growth (YoY)
+4.18%
Deposit Growth (YoY)
+2.11%
Net Income
$-3,167,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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