Capital City Bank

BankTallahassee, Florida
www.ccbg.com

Total Assets

$4.4B

Total Deposits

$3.8B

Branches

67

Established

1907

TFS Health Grade

$
C

75.0 / 100

Average financial health

How we grade

Capital City Bank is a bank headquartered in Tallahassee, Florida, established in 1907. With $4.4B in total assets and 67 branch locations, it has a TFS Financial Health Grade of C (75.0/100).

Capital & Safety

Tier 1 Capital Ratio
10.06%(8%)
Total Capital Ratio
18.51%(10%)
Non-Performing Loan Ratio
0.33%

Profitability

Return on Assets (ROA)
1.46%(1%)
Return on Equity (ROE)
12.74%(10%)
Net Interest Margin
4.35%
Efficiency Ratio
65.16%(60%)

Lending & Liquidity

Total Loans
$2.6B
Loan-to-Deposit Ratio
67.54%
Net Charge-Off Ratio
0.14%

Growth

Asset Growth (YoY)
+1.34%
Deposit Growth (YoY)
+0.13%
Net Income
$63.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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