First Colony Bank of Florida

BankMaitland, Florida
www.firstcolonybank.net

Total Assets

$286.6M

Total Deposits

$259.0M

Branches

1

Established

2008

TFS Health Grade

$
C-

72.8 / 100

Average financial health

How we grade

First Colony Bank of Florida is a bank headquartered in Maitland, Florida, established in 2008. With $286.6M in total assets and 1 branch locations, it has a TFS Financial Health Grade of C- (72.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.93%(8%)
Total Capital Ratio
14.76%(10%)
Non-Performing Loan Ratio
0.18%

Profitability

Return on Assets (ROA)
1.95%(1%)
Return on Equity (ROE)
22.91%(10%)
Net Interest Margin
3.77%
Efficiency Ratio
47.05%(60%)

Lending & Liquidity

Total Loans
$191.0M
Loan-to-Deposit Ratio
72.48%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
-6.87%
Deposit Growth (YoY)
-8.02%
Net Income
$5.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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