What is Surety Bank's financial health grade?

Surety Bank has a TFS Financial Health Grade of C (score: 75.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Surety Bank have?

Surety Bank has 3 branch locations across the United States.

Is Surety Bank FDIC insured?

Yes, Surety Bank is FDIC insured (Certificate #33026).

What are the total assets of Surety Bank?

Surety Bank has total assets of $192.6M as reported in its most recent FDIC filing.

Surety Bank

BankDeland, Florida

www.surety.bank

Total Assets

$192.6M

Total Deposits

$165.8M

Branches

Established

1926

TFS Health Grade

75.8 / 100

Average financial health

How we grade

Surety Bank is a bank headquartered in Deland, Florida, established in 1926. With $192.6M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (75.8/100).

Capital & Safety

Tier 1 Capital Ratio

13.95%(8%)

Total Capital Ratio

26.48%(10%)

Non-Performing Loan Ratio

0.29%

Profitability

Return on Assets (ROA)

2.43%(1%)

Return on Equity (ROE)

24.13%(10%)

Net Interest Margin

3.52%

Efficiency Ratio

60.52%(60%)

Lending & Liquidity

Total Loans

$89.6M

Loan-to-Deposit Ratio

53.35%

Net Charge-Off Ratio

-0.00%

Growth

Asset Growth (YoY)

+0.04%

Deposit Growth (YoY)

-3.77%

Net Income

$4.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Surety BankHQ	990 N Woodland Blvd	Deland	FL	11
Surety Bank	3001 W Lake Mary Blvd	Lake Mary	FL	11
Surety Bank	106 N Center St	Pierson	FL	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.