What is First Bank's financial health grade?

First Bank has a TFS Financial Health Grade of C+ (score: 77.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Bank have?

First Bank has 7 branch locations across the United States.

Is First Bank FDIC insured?

Yes, First Bank is FDIC insured (Certificate #9620).

What are the total assets of First Bank?

First Bank has total assets of $815.5M as reported in its most recent FDIC filing.

First Bank

BankClewiston, Florida

www.first1bank.com

Total Assets

$815.5M

Total Deposits

$733.4M

Branches

Established

1922

TFS Health Grade

C+

77.5 / 100

Average financial health

How we grade

First Bank is a bank headquartered in Clewiston, Florida, established in 1922. With $815.5M in total assets and 7 branch locations, it has a TFS Financial Health Grade of C+ (77.5/100).

Capital & Safety

Tier 1 Capital Ratio

9.64%(8%)

Total Capital Ratio

16.05%(10%)

Non-Performing Loan Ratio

0.04%

Profitability

Return on Assets (ROA)

1.46%(1%)

Return on Equity (ROE)

16.26%(10%)

Net Interest Margin

4.14%

Efficiency Ratio

54.31%(60%)

Lending & Liquidity

Total Loans

$485.8M

Loan-to-Deposit Ratio

65.09%

Net Charge-Off Ratio

0.00%

Growth

Asset Growth (YoY)

+10.27%

Deposit Growth (YoY)

+9.47%

Net Income

$11.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First BankHQ	300 E Sugarland Hwy	Clewiston	FL	11
First Bank	325 S Main St	Belle Glade	FL	11
First Bank	101 S Berner Rd	Clewiston	FL	11
First Bank	11741 Palm Beach Blvd	Fort Myers	FL	11
First Bank	316 N 15th St	Immokalee	FL	11
First Bank	301 W. Hickpochee Ave	La Belle	FL	11
First Bank	24704 Us Highway 27	Moore Haven	FL	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.