Stafford Savings Bank

BankStafford Springs, Connecticut
www.staffordsavingsbank.com

Total Assets

$475.4M

Total Deposits

$196.7M

Branches

3

Established

1872

TFS Health Grade

$
C

74.5 / 100

Average financial health

How we grade

Stafford Savings Bank is a bank headquartered in Stafford Springs, Connecticut, established in 1872. With $475.4M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (74.5/100).

Capital & Safety

Tier 1 Capital Ratio
49.17%(8%)
Total Capital Ratio
32.42%(10%)
Non-Performing Loan Ratio
0.38%

Profitability

Return on Assets (ROA)
5.51%(1%)
Return on Equity (ROE)
11.51%(10%)
Net Interest Margin
2.48%
Efficiency Ratio
53.77%(60%)

Lending & Liquidity

Total Loans
$67.3M
Loan-to-Deposit Ratio
33.60%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+11.89%
Deposit Growth (YoY)
+8.63%
Net Income
$24.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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