Fairfield County Bank

BankRidgefield, Connecticut
fairfieldcountybank.com

Total Assets

$1.9B

Total Deposits

$1.4B

Branches

17

Established

1871

TFS Health Grade

$
D

63.9 / 100

Below average financial health

How we grade

Fairfield County Bank is a bank headquartered in Ridgefield, Connecticut, established in 1871. With $1.9B in total assets and 17 branch locations, it has a TFS Financial Health Grade of D (63.9/100).

Capital & Safety

Tier 1 Capital Ratio
14.36%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.07%

Profitability

Return on Assets (ROA)
0.46%(1%)
Return on Equity (ROE)
3.61%(10%)
Net Interest Margin
3.29%
Efficiency Ratio
82.56%(60%)

Lending & Liquidity

Total Loans
$1.5B
Loan-to-Deposit Ratio
104.79%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+9.12%
Deposit Growth (YoY)
+1.02%
Net Income
$8.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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