Essex Bank

BankEssex, Connecticut
www.essex.bank

Total Assets

$519.9M

Total Deposits

$434.7M

Branches

8

Established

1851

TFS Health Grade

$
D

66.4 / 100

Below average financial health

How we grade

Essex Bank is a bank headquartered in Essex, Connecticut, established in 1851. With $519.9M in total assets and 8 branch locations, it has a TFS Financial Health Grade of D (66.4/100).

Capital & Safety

Tier 1 Capital Ratio
12.61%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.36%

Profitability

Return on Assets (ROA)
0.92%(1%)
Return on Equity (ROE)
6.70%(10%)
Net Interest Margin
3.67%
Efficiency Ratio
84.49%(60%)

Lending & Liquidity

Total Loans
$366.9M
Loan-to-Deposit Ratio
83.62%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+3.97%
Deposit Growth (YoY)
+2.99%
Net Income
$4.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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