HCN Bank

BankRiverside, California
http://www.hcnbank.com

Total Assets

$974.9M

Total Deposits

$853.8M

Branches

7

Established

1974

TFS Health Grade

$
B

83.9 / 100

Good financial health

How we grade

HCN Bank is a bank headquartered in Riverside, California, established in 1974. With $974.9M in total assets and 7 branch locations, it has a TFS Financial Health Grade of B (83.9/100).

Capital & Safety

Tier 1 Capital Ratio
11.53%(8%)
Total Capital Ratio
15.31%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
2.33%(1%)
Return on Equity (ROE)
20.68%(10%)
Net Interest Margin
4.03%
Efficiency Ratio
42.25%(60%)

Lending & Liquidity

Total Loans
$753.2M
Loan-to-Deposit Ratio
87.04%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+3.76%
Deposit Growth (YoY)
+3.17%
Net Income
$22.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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