United Pacific Bank

BankCity Of Industry, California
www.upbnet.com

Total Assets

$186.0M

Total Deposits

$151.8M

Branches

2

Established

1982

TFS Health Grade

$
D+

69.0 / 100

Below average financial health

How we grade

United Pacific Bank is a bank headquartered in City Of Industry, California, established in 1982. With $186.0M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D+ (69.0/100).

Capital & Safety

Tier 1 Capital Ratio
17.13%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.16%

Profitability

Return on Assets (ROA)
0.37%(1%)
Return on Equity (ROE)
2.04%(10%)
Net Interest Margin
4.03%
Efficiency Ratio
91.21%(60%)

Lending & Liquidity

Total Loans
$137.6M
Loan-to-Deposit Ratio
89.03%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+15.98%
Deposit Growth (YoY)
+20.60%
Net Income
$645.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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