American Continental Bank

BankCity Of Industry, California
http://www.americancontinentalbank.com

Total Assets

$378.2M

Total Deposits

$312.2M

Branches

7

Established

2003

TFS Health Grade

$
D+

68.4 / 100

Below average financial health

How we grade

American Continental Bank is a bank headquartered in City Of Industry, California, established in 2003. With $378.2M in total assets and 7 branch locations, it has a TFS Financial Health Grade of D+ (68.4/100).

Capital & Safety

Tier 1 Capital Ratio
15.54%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
2.82%

Profitability

Return on Assets (ROA)
1.26%(1%)
Return on Equity (ROE)
8.01%(10%)
Net Interest Margin
4.24%
Efficiency Ratio
56.88%(60%)

Lending & Liquidity

Total Loans
$295.0M
Loan-to-Deposit Ratio
93.07%
Net Charge-Off Ratio
0.23%

Growth

Asset Growth (YoY)
+5.90%
Deposit Growth (YoY)
+8.34%
Net Income
$4.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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