Southwest Heritage Bank

BankScottsdale, Arizona
www.swhbank.com

Total Assets

$893.9M

Total Deposits

$762.8M

Branches

9

Established

1934

TFS Health Grade

$
C-

72.2 / 100

Average financial health

How we grade

Southwest Heritage Bank is a bank headquartered in Scottsdale, Arizona, established in 1934. With $893.9M in total assets and 9 branch locations, it has a TFS Financial Health Grade of C- (72.2/100).

Capital & Safety

Tier 1 Capital Ratio
12.89%(8%)
Total Capital Ratio
15.40%(10%)
Non-Performing Loan Ratio
1.60%

Profitability

Return on Assets (ROA)
0.97%(1%)
Return on Equity (ROE)
7.91%(10%)
Net Interest Margin
3.83%
Efficiency Ratio
72.88%(60%)

Lending & Liquidity

Total Loans
$712.5M
Loan-to-Deposit Ratio
92.13%
Net Charge-Off Ratio
-0.44%

Growth

Asset Growth (YoY)
-2.24%
Deposit Growth (YoY)
-4.31%
Net Income
$8.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Arizona