BNC National Bank

BankGlendale, Arizona
www.bncbank.com

Total Assets

$1.1B

Total Deposits

$977.8M

Branches

13

Established

2001

TFS Health Grade

$
C

75.3 / 100

Average financial health

How we grade

BNC National Bank is a bank headquartered in Glendale, Arizona, established in 2001. With $1.1B in total assets and 13 branch locations, it has a TFS Financial Health Grade of C (75.3/100).

Capital & Safety

Tier 1 Capital Ratio
11.71%(8%)
Total Capital Ratio
15.19%(10%)
Non-Performing Loan Ratio
1.24%

Profitability

Return on Assets (ROA)
1.00%(1%)
Return on Equity (ROE)
9.14%(10%)
Net Interest Margin
3.74%
Efficiency Ratio
64.55%(60%)

Lending & Liquidity

Total Loans
$738.7M
Loan-to-Deposit Ratio
74.49%
Net Charge-Off Ratio
0.08%

Growth

Asset Growth (YoY)
+13.83%
Deposit Growth (YoY)
+13.87%
Net Income
$9.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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