Citizens' Bank & Trust Co.

BankVan Buren, Arkansas
www.cbankandtrust.com

Total Assets

$551.7M

Total Deposits

$488.8M

Branches

9

Established

1886

TFS Health Grade

$
D+

68.8 / 100

Below average financial health

How we grade

Citizens' Bank & Trust Co. is a bank headquartered in Van Buren, Arkansas, established in 1886. With $551.7M in total assets and 9 branch locations, it has a TFS Financial Health Grade of D+ (68.8/100).

Capital & Safety

Tier 1 Capital Ratio
11.83%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.24%

Profitability

Return on Assets (ROA)
1.46%(1%)
Return on Equity (ROE)
13.55%(10%)
Net Interest Margin
3.78%
Efficiency Ratio
50.69%(60%)

Lending & Liquidity

Total Loans
$312.2M
Loan-to-Deposit Ratio
62.96%
Net Charge-Off Ratio
0.16%

Growth

Asset Growth (YoY)
+3.55%
Deposit Growth (YoY)
+2.64%
Net Income
$7.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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