What is First Community Bank's financial health grade?

First Community Bank has a TFS Financial Health Grade of C- (score: 70.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Community Bank have?

First Community Bank has 35 branch locations across the United States.

Is First Community Bank FDIC insured?

Yes, First Community Bank is FDIC insured (Certificate #34533).

What are the total assets of First Community Bank?

First Community Bank has total assets of $3.4B as reported in its most recent FDIC filing.

First Community Bank

BankBatesville, Arkansas

www.firstcommunity.net

Total Assets

$3.4B

Total Deposits

$2.8B

Branches

Established

1997

TFS Health Grade

C-

70.3 / 100

Average financial health

How we grade

First Community Bank is a bank headquartered in Batesville, Arkansas, established in 1997. With $3.4B in total assets and 35 branch locations, it has a TFS Financial Health Grade of C- (70.3/100).

Capital & Safety

Tier 1 Capital Ratio

8.85%(8%)

Total Capital Ratio

11.28%(10%)

Non-Performing Loan Ratio

0.32%

Profitability

Return on Assets (ROA)

1.09%(1%)

Return on Equity (ROE)

14.38%(10%)

Net Interest Margin

3.99%

Efficiency Ratio

61.22%(60%)

Lending & Liquidity

Total Loans

$2.8B

Loan-to-Deposit Ratio

99.45%

Net Charge-Off Ratio

0.38%

Growth

Asset Growth (YoY)

+15.32%

Deposit Growth (YoY)

+14.37%

Net Income

$35.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Community BankHQ	1325 Harrison St	Batesville	AR	11
First Community Bank	159 Highway 167 N	Bald Knob	AR	11
First Community Bank	1 Allen Chapel Rd	Batesville	AR	11
First Community Bank	301 E Main St	Batesville	AR	11
First Community Bank	3 Eagle Mountain Blvd	Batesville	AR	11
First Community Bank	306 Elder St	Bay	AR	11
First Community Bank	2427 W Center St	Beebe	AR	11
First Community Bank	8101 Highway 49	Brookland	AR	11
First Community Bank	3084 Bill Foster Memorial Hwy	Cabot	AR	11
First Community Bank	11 Prospect Ct	Cabot	AR	11
First Community Bank	102 S Main St	Cave City	AR	11
First Community Bank	1 Iroquois Dr	Cherokee Village	AR	11
First Community Bank	766 Harkrider St	Conway	AR	11
First Community Bank	3150 W Wedington Dr	Fayetteville	AR	11
First Community Bank	220 E Ridge Ave	Harrison	AR	11
First Community Bank	222 E Washington Ave	Jonesboro	AR	11
First Community Bank	910 Chancery Lane	Jonesboro	AR	11
First Community Bank	1617 S Caraway Rd	Jonesboro	AR	11
First Community Bank	222 E Washington Ave	Jonesboro	AR	24
First Community Bank	630 Southwest Dr	Jonesboro	AR	11
First Community Bank	116 Hwy 14 E	Lead Hill	AR	11
First Community Bank	202 Greenwood Ave	Lepanto	AR	11
First Community Bank	4900 Kavanaugh Blvd	Little Rock	AR	11
First Community Bank	17820 Chenal Pkwy	Little Rock	AR	11
First Community Bank	310 Highway 62 E	Mountain Home	AR	11
First Community Bank	2525 Mclain Street	Newport	AR	11
First Community Bank	5100 W Park Ave Ste A124	Rogers	AR	11
First Community Bank	800 E Beebe Capps Expy	Searcy	AR	11
First Community Bank	2801 E Race Ave	Searcy	AR	11
First Community Bank	2401 W Beebe Capps Expy	Searcy	AR	11
First Community Bank	110 E Main St	Goodman	MO	11
First Community Bank	1710 E 32nd St	Joplin	MO	11
First Community Bank	3005 Gardner Edgewood Dr	Neosho	MO	11
First Community Bank	111 E Main St	Neosho	MO	11
First Community Bank	21196 Us Highway 71	Pineville	MO	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.