Smackover State Bank

BankSmackover, Arkansas
http://www.smackoverbank.com

Total Assets

$251.4M

Total Deposits

$205.6M

Branches

4

Established

1928

TFS Health Grade

$
D+

67.3 / 100

Below average financial health

How we grade

Smackover State Bank is a bank headquartered in Smackover, Arkansas, established in 1928. With $251.4M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D+ (67.3/100).

Capital & Safety

Tier 1 Capital Ratio
10.57%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.78%

Profitability

Return on Assets (ROA)
1.01%(1%)
Return on Equity (ROE)
10.54%(10%)
Net Interest Margin
2.77%
Efficiency Ratio
57.27%(60%)

Lending & Liquidity

Total Loans
$173.4M
Loan-to-Deposit Ratio
83.62%
Net Charge-Off Ratio
0.06%

Growth

Asset Growth (YoY)
+5.90%
Deposit Growth (YoY)
+6.00%
Net Income
$2.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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