PEOPLES BANK

BankSheridan, Arkansas
http://www.peoplesbankar.com

Total Assets

$289.7M

Total Deposits

$249.8M

Branches

3

Established

2000

TFS Health Grade

$
C-

72.5 / 100

Average financial health

How we grade

PEOPLES BANK is a bank headquartered in Sheridan, Arkansas, established in 2000. With $289.7M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C- (72.5/100).

Capital & Safety

Tier 1 Capital Ratio
13.41%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.01%

Profitability

Return on Assets (ROA)
1.76%(1%)
Return on Equity (ROE)
14.09%(10%)
Net Interest Margin
4.37%
Efficiency Ratio
44.59%(60%)

Lending & Liquidity

Total Loans
$154.1M
Loan-to-Deposit Ratio
60.58%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+9.23%
Deposit Growth (YoY)
+8.01%
Net Income
$4.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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