What is Generations Bank's financial health grade?

Generations Bank has a TFS Financial Health Grade of C (score: 75.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Generations Bank have?

Generations Bank has 12 branch locations across the United States.

Is Generations Bank FDIC insured?

Yes, Generations Bank is FDIC insured (Certificate #88).

What are the total assets of Generations Bank?

Generations Bank has total assets of $1.1B as reported in its most recent FDIC filing.

Generations Bank

BankRogers, Arkansas

www.mygenerations.bank

Total Assets

$1.1B

Total Deposits

$896.1M

Branches

Established

1907

TFS Health Grade

75.2 / 100

Average financial health

How we grade

Generations Bank is a bank headquartered in Rogers, Arkansas, established in 1907. With $1.1B in total assets and 12 branch locations, it has a TFS Financial Health Grade of C (75.2/100).

Capital & Safety

Tier 1 Capital Ratio

11.42%(8%)

Total Capital Ratio

14.41%(10%)

Non-Performing Loan Ratio

1.39%

Profitability

Return on Assets (ROA)

1.14%(1%)

Return on Equity (ROE)

11.11%(10%)

Net Interest Margin

4.04%

Efficiency Ratio

58.59%(60%)

Lending & Liquidity

Total Loans

$744.0M

Loan-to-Deposit Ratio

81.97%

Net Charge-Off Ratio

0.17%

Growth

Asset Growth (YoY)

+10.25%

Deposit Growth (YoY)

+7.61%

Net Income

$11.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Generations BankHQ	3710 W Southern Hills Blvd	Rogers	AR	11
Generations Bank	600 Sw 41 St	Bentonville	AR	11
Generations Bank	119 Highway 274	Camden	AR	11
Generations Bank	1120 W Washington St	Camden	AR	11
Generations Bank	1325 Highway 278 By-Pass	Camden	AR	11
Generations Bank	3665 N Investment Dr	Fayetteville	AR	11
Generations Bank	1450 E Zion Rd	Fayetteville	AR	24
Generations Bank	302 W. Main Street	Hampton	AR	11
Generations Bank	131 N Main St	Junction City	AR	11
Generations Bank	200 N Progress Ave	Siloam Springs	AR	11
Generations Bank	2925 Alma Highway	Van Buren	AR	11
Generations Bank	12661 State Highway 13	Kimberling City	MO	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.