What is First National Bank's financial health grade?

First National Bank has a TFS Financial Health Grade of C (score: 76.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First National Bank have?

First National Bank has 23 branch locations across the United States.

Is First National Bank FDIC insured?

Yes, First National Bank is FDIC insured (Certificate #3887).

What are the total assets of First National Bank?

First National Bank has total assets of $2.6B as reported in its most recent FDIC filing.

First National Bank

BankParagould, Arkansas

http://www.fnbank.net

Total Assets

$2.6B

Total Deposits

$2.1B

Branches

Established

1889

TFS Health Grade

76.3 / 100

Average financial health

How we grade

First National Bank is a bank headquartered in Paragould, Arkansas, established in 1889. With $2.6B in total assets and 23 branch locations, it has a TFS Financial Health Grade of C (76.3/100).

Capital & Safety

Tier 1 Capital Ratio

10.67%(8%)

Total Capital Ratio

14.80%(10%)

Non-Performing Loan Ratio

0.31%

Profitability

Return on Assets (ROA)

1.02%(1%)

Return on Equity (ROE)

9.16%(10%)

Net Interest Margin

3.59%

Efficiency Ratio

58.93%(60%)

Lending & Liquidity

Total Loans

$2.0B

Loan-to-Deposit Ratio

94.59%

Net Charge-Off Ratio

0.05%

Growth

Asset Growth (YoY)

+3.24%

Deposit Growth (YoY)

+3.02%

Net Income

$25.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First National BankHQ	200 W Court St	Paragould	AR	11
First National Bank	300 Se Walton Blvd	Bentonville	AR	11
First National Bank	612 N Missouri Ave	Corning	AR	11
First National Bank	2691 E Mission Blvd	Fayetteville	AR	11
First National Bank	1324 Highway 25b	Heber Springs	AR	11
First National Bank	4000 Johnson Mill Blvd	Johnson	AR	11
First National Bank	912 Southwest Dr	Jonesboro	AR	11
First National Bank	3500 E Johnson Ave	Jonesboro	AR	11
First National Bank	2701 E Highland Dr	Jonesboro	AR	11
First National Bank	15721 Chenal Pkwy	Little Rock	AR	11
First National Bank	5601 Kavanaugh Blvd	Little Rock	AR	11
First National Bank	9601 Baptist Health Dr	Little Rock	AR	11
First National Bank	11101 N Rodney Parham Rd	Little Rock	AR	11
First National Bank	300 W Capitol Ave	Little Rock	AR	11
First National Bank	2424 Crestwood Rd	North Little Rock	AR	11
First National Bank	2701 W Kings Hwy	Paragould	AR	11
First National Bank	201 Linwood Dr	Paragould	AR	23
First National Bank	635 E Main St	Piggott	AR	11
First National Bank	3701 S Pinnacle Hills Pkwy	Rogers	AR	11
First National Bank	1950 S Pleasant St	Springdale	AR	11
First National Bank	150 W Main St	Gallatin	TN	11
First National Bank	100 Mcmurry Blvd E	Hartsville	TN	11
First National Bank	100 Cinema Dr	Hendersonville	TN	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.