What is First Arkansas Bank and Trust's financial health grade?

First Arkansas Bank and Trust has a TFS Financial Health Grade of D- (score: 62.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Arkansas Bank and Trust have?

First Arkansas Bank and Trust has 21 branch locations across the United States.

Is First Arkansas Bank and Trust FDIC insured?

Yes, First Arkansas Bank and Trust is FDIC insured (Certificate #16849).

What are the total assets of First Arkansas Bank and Trust?

First Arkansas Bank and Trust has total assets of $1.2B as reported in its most recent FDIC filing.

First Arkansas Bank and Trust

BankJacksonville, Arkansas

www.fabandt.bank

Total Assets

$1.2B

Total Deposits

$1.0B

Branches

Established

1949

TFS Health Grade

D-

62.3 / 100

Below average financial health

How we grade

First Arkansas Bank and Trust is a bank headquartered in Jacksonville, Arkansas, established in 1949. With $1.2B in total assets and 21 branch locations, it has a TFS Financial Health Grade of D- (62.3/100).

Capital & Safety

Tier 1 Capital Ratio

10.35%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

2.01%

Profitability

Return on Assets (ROA)

0.94%(1%)

Return on Equity (ROE)

11.37%(10%)

Net Interest Margin

3.57%

Efficiency Ratio

79.75%(60%)

Lending & Liquidity

Total Loans

$770.9M

Loan-to-Deposit Ratio

74.00%

Net Charge-Off Ratio

0.50%

Growth

Asset Growth (YoY)

+4.75%

Deposit Growth (YoY)

+5.07%

Net Income

$10.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Arkansas Bank and TrustHQ	600 W Main St	Jacksonville	AR	11
First Arkansas Bank and Trust	1685 E Main St	Austin	AR	11
First Arkansas Bank and Trust	3166 Highway 367 S	Cabot	AR	23
First Arkansas Bank and Trust	121 Bill Foster Memorial Hwy	Cabot	AR	12
First Arkansas Bank and Trust	290 S Rockwood Dr	Cabot	AR	11
First Arkansas Bank and Trust	185 Bone St	Clinton	AR	11
First Arkansas Bank and Trust	804 Hogan Ln	Conway	AR	11
First Arkansas Bank and Trust	10 S Broadway St	Damascus	AR	11
First Arkansas Bank and Trust	14917 Highway 107	Gravel Ridge	AR	11
First Arkansas Bank and Trust	11 N Broadview St	Greenbrier	AR	11
First Arkansas Bank and Trust	7654 Greers Ferry Rd	Greers Ferry	AR	11
First Arkansas Bank and Trust	1500-A Highway 25 By-Pass	Heber Springs	AR	11
First Arkansas Bank and Trust	1230 Highway 25b	Heber Springs	AR	11
First Arkansas Bank and Trust	501 N Jp Wright Loop Rd	Jacksonville	AR	11
First Arkansas Bank and Trust	940 Arnold Dr	Jacksonville	AR	11
First Arkansas Bank and Trust	2030 John Harden Dr	Jacksonville	AR	12
First Arkansas Bank and Trust	600 W Main St	Jacksonville	AR	13
First Arkansas Bank and Trust	5825 Heber Springs Rd W	Quitman	AR	11
First Arkansas Bank and Trust	3607 E Kiehl Ave	Sherwood	AR	11
First Arkansas Bank and Trust	2200 Wildwood Ave	Sherwood	AR	11
First Arkansas Bank and Trust	200 Chastain Center Blvd Nw	Kennesaw	GA	24

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.