What is First Service Bank's financial health grade?

First Service Bank has a TFS Financial Health Grade of D (score: 65.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Service Bank have?

First Service Bank has 11 branch locations across the United States.

Is First Service Bank FDIC insured?

Yes, First Service Bank is FDIC insured (Certificate #18519).

What are the total assets of First Service Bank?

First Service Bank has total assets of $921.1M as reported in its most recent FDIC filing.

First Service Bank

BankGreenbrier, Arkansas

https://www.firstservicebank.com

Total Assets

$921.1M

Total Deposits

$815.8M

Branches

Established

1962

TFS Health Grade

65.0 / 100

Below average financial health

How we grade

First Service Bank is a bank headquartered in Greenbrier, Arkansas, established in 1962. With $921.1M in total assets and 11 branch locations, it has a TFS Financial Health Grade of D (65.0/100).

Capital & Safety

Tier 1 Capital Ratio

9.13%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.66%

Profitability

Return on Assets (ROA)

0.95%(1%)

Return on Equity (ROE)

10.94%(10%)

Net Interest Margin

4.42%

Efficiency Ratio

68.10%(60%)

Lending & Liquidity

Total Loans

$775.4M

Loan-to-Deposit Ratio

93.76%

Net Charge-Off Ratio

0.10%

Growth

Asset Growth (YoY)

+23.97%

Deposit Growth (YoY)

+21.67%

Net Income

$7.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Service BankHQ	134 S Broadview St	Greenbrier	AR	11
First Service Bank	3525 Highway 5 N.	Bryant	AR	11
First Service Bank	486 Highway 65 N	Clinton	AR	11
First Service Bank	1485 Old Morrilton Hwy	Conway	AR	11
First Service Bank	540 United Dr	Conway	AR	11
First Service Bank	114 E Peddicord St	Dermott	AR	11
First Service Bank	311 N 1st St	Flippin	AR	11
First Service Bank	700 Hardin Rd	Little Rock	AR	11
First Service Bank	8901 White Oak Crossing	Maumelle	AR	11
First Service Bank	410 Sylamore Ave	Mountain View	AR	11
First Service Bank	425 Highway 62 E	Yellville	AR	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.