Merchants and Farmers Bank

BankDumas, Arkansas
www.mfbanknet.com

Total Assets

$270.8M

Total Deposits

$231.2M

Branches

3

Established

1909

TFS Health Grade

$
C

75.7 / 100

Average financial health

How we grade

Merchants and Farmers Bank is a bank headquartered in Dumas, Arkansas, established in 1909. With $270.8M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (75.7/100).

Capital & Safety

Tier 1 Capital Ratio
10.20%(8%)
Total Capital Ratio
13.89%(10%)
Non-Performing Loan Ratio
1.50%

Profitability

Return on Assets (ROA)
1.48%(1%)
Return on Equity (ROE)
14.42%(10%)
Net Interest Margin
5.20%
Efficiency Ratio
60.16%(60%)

Lending & Liquidity

Total Loans
$221.2M
Loan-to-Deposit Ratio
94.39%
Net Charge-Off Ratio
0.18%

Growth

Asset Growth (YoY)
+6.42%
Deposit Growth (YoY)
+6.73%
Net Income
$4.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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