What is Bank of 1889's financial health grade?

Bank of 1889 has a TFS Financial Health Grade of C- (score: 72.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Bank of 1889 have?

Bank of 1889 has 12 branch locations across the United States.

Is Bank of 1889 FDIC insured?

Yes, Bank of 1889 is FDIC insured (Certificate #3854).

What are the total assets of Bank of 1889?

Bank of 1889 has total assets of $330.7M as reported in its most recent FDIC filing.

Bank of 1889

BankBerryville, Arkansas

www.1889.bank

Total Assets

$330.7M

Total Deposits

$291.9M

Branches

Established

1889

TFS Health Grade

C-

72.0 / 100

Average financial health

How we grade

Bank of 1889 is a bank headquartered in Berryville, Arkansas, established in 1889. With $330.7M in total assets and 11 branch locations, it has a TFS Financial Health Grade of C- (72.0/100).

Capital & Safety

Tier 1 Capital Ratio

10.81%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

1.00%

Profitability

Return on Assets (ROA)

2.00%(1%)

Return on Equity (ROE)

17.87%(10%)

Net Interest Margin

6.35%

Efficiency Ratio

65.26%(60%)

Lending & Liquidity

Total Loans

$255.6M

Loan-to-Deposit Ratio

86.57%

Net Charge-Off Ratio

0.16%

Growth

Asset Growth (YoY)

+10.04%

Deposit Growth (YoY)

+10.37%

Net Income

$6.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Bank of 1889HQ	305 Public Sq	Berryville	AR	11
Bank of 1889	910 W Trimble Ave	Berryville	AR	30
Bank of 1889	1004 W Trimble Ave	Berryville	AR	11
Bank of 1889	1965 N Center St	Elkins	AR	11
Bank of 1889	149 Huntsville Rd	Eureka Springs	AR	11
Bank of 1889	604 W Main St	Green Forest	AR	11
Bank of 1889	204 East Rush	Harrison	AR	11
Bank of 1889	1311 Highway 62 N	Harrison	AR	11
Bank of 1889	403 W Main St	Huntsville	AR	11
Bank of 1889	620 Highway 65 N	Marshall	AR	11
Bank of 1889	27790 Us 65 Hwy	Western Grove	AR	11
Bank of 1889	317 Highway 62 W	Yellville	AR	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.