The Citizens Bank

BankBatesville, Arkansas
www.thecitizensbank.net

Total Assets

$1.6B

Total Deposits

$1.5B

Branches

16

Established

1953

TFS Health Grade

$
C

73.2 / 100

Average financial health

How we grade

The Citizens Bank is a bank headquartered in Batesville, Arkansas, established in 1953. With $1.6B in total assets and 16 branch locations, it has a TFS Financial Health Grade of C (73.2/100).

Capital & Safety

Tier 1 Capital Ratio
8.48%(8%)
Total Capital Ratio
11.18%(10%)
Non-Performing Loan Ratio
0.32%

Profitability

Return on Assets (ROA)
1.32%(1%)
Return on Equity (ROE)
15.90%(10%)
Net Interest Margin
3.64%
Efficiency Ratio
53.18%(60%)

Lending & Liquidity

Total Loans
$1.3B
Loan-to-Deposit Ratio
86.00%
Net Charge-Off Ratio
0.19%

Growth

Asset Growth (YoY)
+7.64%
Deposit Growth (YoY)
+10.72%
Net Income
$20.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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