The Citizens Bank of Winfield

BankWinfield, Alabama
http://www.cbwinfield.com

Total Assets

$294.6M

Total Deposits

$221.2M

Branches

1

Established

1920

TFS Health Grade

$
F

58.9 / 100

Poor financial health

How we grade

The Citizens Bank of Winfield is a bank headquartered in Winfield, Alabama, established in 1920. With $294.6M in total assets and 1 branch locations, it has a TFS Financial Health Grade of F (58.9/100).

Capital & Safety

Tier 1 Capital Ratio
17.69%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.21%

Profitability

Return on Assets (ROA)
0.48%(1%)
Return on Equity (ROE)
5.51%(10%)
Net Interest Margin
2.47%
Efficiency Ratio
70.53%(60%)

Lending & Liquidity

Total Loans
$112.4M
Loan-to-Deposit Ratio
50.32%
Net Charge-Off Ratio
0.56%

Growth

Asset Growth (YoY)
+8.73%
Deposit Growth (YoY)
-3.63%
Net Income
$1.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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