The Bank of Vernon

BankVernon, Alabama
www.bankofvernon.bank

Total Assets

$414.6M

Total Deposits

$345.1M

Branches

5

Established

1911

TFS Health Grade

$
C

74.8 / 100

Average financial health

How we grade

The Bank of Vernon is a bank headquartered in Vernon, Alabama, established in 1911. With $414.6M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C (74.8/100).

Capital & Safety

Tier 1 Capital Ratio
17.23%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.10%

Profitability

Return on Assets (ROA)
1.37%(1%)
Return on Equity (ROE)
8.32%(10%)
Net Interest Margin
4.74%
Efficiency Ratio
51.31%(60%)

Lending & Liquidity

Total Loans
$319.8M
Loan-to-Deposit Ratio
91.60%
Net Charge-Off Ratio
0.33%

Growth

Asset Growth (YoY)
+14.02%
Deposit Growth (YoY)
+14.27%
Net Income
$5.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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