CB&S Bank, Inc.

BankRussellville, Alabama
www.cbsbank.com

Total Assets

$2.9B

Total Deposits

$2.4B

Branches

55

Established

1906

TFS Health Grade

$
D

64.9 / 100

Below average financial health

How we grade

CB&S Bank, Inc. is a bank headquartered in Russellville, Alabama, established in 1906. With $2.9B in total assets and 55 branch locations, it has a TFS Financial Health Grade of D (64.9/100).

Capital & Safety

Tier 1 Capital Ratio
10.96%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.97%

Profitability

Return on Assets (ROA)
0.85%(1%)
Return on Equity (ROE)
15.55%(10%)
Net Interest Margin
3.48%
Efficiency Ratio
70.88%(60%)

Lending & Liquidity

Total Loans
$1.6B
Loan-to-Deposit Ratio
64.25%
Net Charge-Off Ratio
0.07%

Growth

Asset Growth (YoY)
+7.36%
Deposit Growth (YoY)
+6.53%
Net Income
$23.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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