Metro Bank

BankPell City, Alabama
http://www.metrobankpc.com

Total Assets

$1.2B

Total Deposits

$1.0B

Branches

9

Established

1989

TFS Health Grade

$
D+

67.5 / 100

Below average financial health

How we grade

Metro Bank is a bank headquartered in Pell City, Alabama, established in 1989. With $1.2B in total assets and 9 branch locations, it has a TFS Financial Health Grade of D+ (67.5/100).

Capital & Safety

Tier 1 Capital Ratio
14.40%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.38%

Profitability

Return on Assets (ROA)
1.57%(1%)
Return on Equity (ROE)
11.55%(10%)
Net Interest Margin
3.65%
Efficiency Ratio
47.68%(60%)

Lending & Liquidity

Total Loans
$595.0M
Loan-to-Deposit Ratio
58.36%
Net Charge-Off Ratio
0.18%

Growth

Asset Growth (YoY)
+4.48%
Deposit Growth (YoY)
+3.75%
Net Income
$18.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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