FirstState Bank

BankLineville, Alabama
www.firststatebank.bank

Total Assets

$352.1M

Total Deposits

$327.0M

Branches

3

Established

1971

TFS Health Grade

$
D-

60.8 / 100

Below average financial health

How we grade

FirstState Bank is a bank headquartered in Lineville, Alabama, established in 1971. With $352.1M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D- (60.8/100).

Capital & Safety

Tier 1 Capital Ratio
10.95%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.78%

Profitability

Return on Assets (ROA)
1.04%(1%)
Return on Equity (ROE)
17.57%(10%)
Net Interest Margin
3.78%
Efficiency Ratio
68.71%(60%)

Lending & Liquidity

Total Loans
$150.7M
Loan-to-Deposit Ratio
45.48%
Net Charge-Off Ratio
0.15%

Growth

Asset Growth (YoY)
+5.73%
Deposit Growth (YoY)
+4.19%
Net Income
$3.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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