Millennial Bank

BankLeeds, Alabama
www.millennial.bank

Total Assets

$194.8M

Total Deposits

$169.9M

Branches

2

Established

1997

TFS Health Grade

$
C-

71.2 / 100

Average financial health

How we grade

Millennial Bank is a bank headquartered in Leeds, Alabama, established in 1997. With $194.8M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C- (71.2/100).

Capital & Safety

Tier 1 Capital Ratio
8.66%(8%)
Total Capital Ratio
10.75%(10%)
Non-Performing Loan Ratio
0.03%

Profitability

Return on Assets (ROA)
0.70%(1%)
Return on Equity (ROE)
9.12%(10%)
Net Interest Margin
4.59%
Efficiency Ratio
74.13%(60%)

Lending & Liquidity

Total Loans
$153.7M
Loan-to-Deposit Ratio
89.41%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+13.91%
Deposit Growth (YoY)
+8.51%
Net Income
$1.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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