Pinnacle Bank

BankJasper, Alabama
www.pinnaclebanc.com

Total Assets

$363.6M

Total Deposits

$334.7M

Branches

7

Established

1935

TFS Health Grade

$
C-

72.2 / 100

Average financial health

How we grade

Pinnacle Bank is a bank headquartered in Jasper, Alabama, established in 1935. With $363.6M in total assets and 7 branch locations, it has a TFS Financial Health Grade of C- (72.2/100).

Capital & Safety

Tier 1 Capital Ratio
11.55%(8%)
Total Capital Ratio
20.79%(10%)
Non-Performing Loan Ratio
0.02%

Profitability

Return on Assets (ROA)
1.21%(1%)
Return on Equity (ROE)
24.70%(10%)
Net Interest Margin
3.64%
Efficiency Ratio
60.97%(60%)

Lending & Liquidity

Total Loans
$132.9M
Loan-to-Deposit Ratio
39.09%
Net Charge-Off Ratio
0.26%

Growth

Asset Growth (YoY)
+5.18%
Deposit Growth (YoY)
+4.13%
Net Income
$4.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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