The First National Bank of Hartford

BankHartford, Alabama
www.fnbhartford.com

Total Assets

$168.7M

Total Deposits

$148.6M

Branches

3

Established

1905

TFS Health Grade

$
D+

67.5 / 100

Below average financial health

How we grade

The First National Bank of Hartford is a bank headquartered in Hartford, Alabama, established in 1905. With $168.7M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (67.5/100).

Capital & Safety

Tier 1 Capital Ratio
12.66%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.91%

Profitability

Return on Assets (ROA)
1.34%(1%)
Return on Equity (ROE)
12.67%(10%)
Net Interest Margin
4.67%
Efficiency Ratio
74.87%(60%)

Lending & Liquidity

Total Loans
$94.3M
Loan-to-Deposit Ratio
62.81%
Net Charge-Off Ratio
0.10%

Growth

Asset Growth (YoY)
+7.67%
Deposit Growth (YoY)
+6.14%
Net Income
$2.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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