PeoplesTrust Bank

BankHamilton, Alabama
www.peoplestrustbk.com

Total Assets

$196.9M

Total Deposits

$173.8M

Branches

3

Established

2004

TFS Health Grade

$
D+

68.2 / 100

Below average financial health

How we grade

PeoplesTrust Bank is a bank headquartered in Hamilton, Alabama, established in 2004. With $196.9M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (68.2/100).

Capital & Safety

Tier 1 Capital Ratio
10.79%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.49%

Profitability

Return on Assets (ROA)
1.01%(1%)
Return on Equity (ROE)
10.14%(10%)
Net Interest Margin
3.73%
Efficiency Ratio
57.22%(60%)

Lending & Liquidity

Total Loans
$134.3M
Loan-to-Deposit Ratio
76.08%
Net Charge-Off Ratio
0.38%

Growth

Asset Growth (YoY)
+4.25%
Deposit Growth (YoY)
+3.24%
Net Income
$2.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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