The Citizens Bank

BankEnterprise, Alabama
www.tcbenterprise.com

Total Assets

$241.8M

Total Deposits

$191.0M

Branches

2

Established

1946

TFS Health Grade

$
D

65.4 / 100

Below average financial health

How we grade

The Citizens Bank is a bank headquartered in Enterprise, Alabama, established in 1946. With $241.8M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D (65.4/100).

Capital & Safety

Tier 1 Capital Ratio
10.01%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.44%

Profitability

Return on Assets (ROA)
1.03%(1%)
Return on Equity (ROE)
12.38%(10%)
Net Interest Margin
3.77%
Efficiency Ratio
63.20%(60%)

Lending & Liquidity

Total Loans
$175.2M
Loan-to-Deposit Ratio
90.84%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+8.19%
Deposit Growth (YoY)
-6.87%
Net Income
$2.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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