First Bank of Boaz

BankBoaz, Alabama
http://firstbankofboaz.com

Total Assets

$238.2M

Total Deposits

$203.9M

Branches

1

Established

1906

TFS Health Grade

$
D-

62.5 / 100

Below average financial health

How we grade

First Bank of Boaz is a bank headquartered in Boaz, Alabama, established in 1906. With $238.2M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D- (62.5/100).

Capital & Safety

Tier 1 Capital Ratio
19.88%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
0.94%(1%)
Return on Equity (ROE)
8.71%(10%)
Net Interest Margin
2.71%
Efficiency Ratio
55.88%(60%)

Lending & Liquidity

Total Loans
$69.2M
Loan-to-Deposit Ratio
33.43%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
-0.81%
Deposit Growth (YoY)
+4.27%
Net Income
$2.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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