What is First Financial Bank's financial health grade?

First Financial Bank has a TFS Financial Health Grade of D+ (score: 69.7/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Financial Bank have?

First Financial Bank has 8 branch locations across the United States.

Is First Financial Bank FDIC insured?

Yes, First Financial Bank is FDIC insured (Certificate #19440).

What are the total assets of First Financial Bank?

First Financial Bank has total assets of $245.0M as reported in its most recent FDIC filing.

First Financial Bank

BankBessemer, Alabama

www.ffbalabama.com

Total Assets

$245.0M

Total Deposits

$237.2M

Branches

Established

1965

TFS Health Grade

D+

69.7 / 100

Below average financial health

How we grade

First Financial Bank is a bank headquartered in Bessemer, Alabama, established in 1965. With $245.0M in total assets and 8 branch locations, it has a TFS Financial Health Grade of D+ (69.7/100).

Capital & Safety

Tier 1 Capital Ratio

10.31%(8%)

Total Capital Ratio

16.15%(10%)

Non-Performing Loan Ratio

1.69%

Profitability

Return on Assets (ROA)

1.10%(1%)

Return on Equity (ROE)

52.65%(10%)

Net Interest Margin

3.83%

Efficiency Ratio

74.87%(60%)

Lending & Liquidity

Total Loans

$128.9M

Loan-to-Deposit Ratio

53.77%

Net Charge-Off Ratio

Other banks in Alabama

U S PIPE BESSEMER EMPLOYEES

Bessemer, AL

$2.9M

Regions Bank

Bank

Birmingham, AL

$158.2B

ServisFirst Bank

Bank

Birmingham, AL

$17.7B

REDSTONE

Branch	Address	City	State	Type
First Financial BankHQ	1630 4th Ave N	Bessemer	AL	11
First Financial Bank	119 Birmingham Rd	Centreville	AL	11
First Financial Bank	1243 Hueytown Rd	Hueytown	AL	11
First Financial Bank	4790 Eastern Valley Rd	Mc Calla	AL	11
First Financial Bank	3304 Pelham Pkwy	Pelham	AL	11
First Financial Bank	18704 Highway 11 N	Vance	AL	11
First Financial Bank	1212 Main St	West Blocton	AL	11
First Financial Bank	28802 Highway 5	Woodstock	AL	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Institution Details

Institution TypeBank

FDIC Certificate #19440

Primary RegulatorFDIC

FDIC/NCUA InsuredYes

Data sourced from FDIC / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.