Denali State Bank

BankFairbanks, Alaska
www.denalistatebank.com

Total Assets

$512.8M

Total Deposits

$446.4M

Branches

5

Established

1986

TFS Health Grade

$
C

73.3 / 100

Average financial health

How we grade

Denali State Bank is a bank headquartered in Fairbanks, Alaska, established in 1986. With $512.8M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C (73.3/100).

Capital & Safety

Tier 1 Capital Ratio
10.67%(8%)
Total Capital Ratio
15.31%(10%)
Non-Performing Loan Ratio
2.08%

Profitability

Return on Assets (ROA)
1.64%(1%)
Return on Equity (ROE)
14.94%(10%)
Net Interest Margin
5.42%
Efficiency Ratio
55.93%(60%)

Lending & Liquidity

Total Loans
$373.8M
Loan-to-Deposit Ratio
81.97%
Net Charge-Off Ratio
0.27%

Growth

Asset Growth (YoY)
+0.34%
Deposit Growth (YoY)
+0.31%
Net Income
$8.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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