Before you break your CD

Find the terms.
See the dollar cost.

Search your bank or credit union for CD withdrawal sources and reviewed penalty rules. If we haven’t verified the applicable terms, the calculator requires your own disclosure inputs.

Find your institution

8,686 matching institutions · Reviewed rules appear first

First State Bank Shannon-Polo

IL · Bank

Manual inputs required

First State Bank Southwest

MN · Bank

Manual inputs required

First State Bank & Trust

ND · Bank

Manual inputs required

First State Community Bank

MO · Bank

Manual inputs required

FIRST STREET

LA · Credit union

Manual inputs required

First Summit Bank

OK · Bank

Manual inputs required

FIRST TECHNOLOGY

CA · Credit union

Manual inputs required

First Texas Bank

TX · Bank

Manual inputs required

First Texas Bank

TX · Bank

Manual inputs required

First Texas National Bank

TX · Bank

Manual inputs required

First Texoma National Bank

OK · Bank

Manual inputs required

First Tri County Bank

NE · Bank

Manual inputs required

FIRST TRUST

IN · Credit union

Manual inputs required

First Trust and Savings Bank

IA · Bank

Manual inputs required

First Trust Bank of Illinois

IL · Bank

Manual inputs required

First United Bank

TX · Bank

Manual inputs required

First United Bank

ND · Bank

Manual inputs required

First United Bank and Trust Company

OK · Bank

Manual inputs required

First United Bank and Trust Company

KY · Bank

Manual inputs required

First United Bank & Trust

MD · Bank

Manual inputs required

First United National Bank

PA · Bank

Manual inputs required

FIRST UNITY

MS · Credit union

Manual inputs required

First US Bank

AL · Bank

Manual inputs required

FIRST U.S. COMMUNITY

CA · Credit union

Manual inputs required

First Utah Bank

UT · Bank

Manual inputs required

First Vision Bank of Tennessee

TN · Bank

Manual inputs required

FIRST WATCH

TX · Credit union

Manual inputs required

First Western Bank

AR · Bank

Manual inputs required

First Western Bank & Trust

ND · Bank

Manual inputs required

First Western Federal Savings Bank

SD · Bank

Manual inputs required

First Western Trust Bank

CO · Bank

Manual inputs required

First Westroads Bank, Inc.

NE · Bank

Manual inputs required

First Whitney Bank and Trust

IA · Bank

Manual inputs required

FITZSIMONS

CO · Credit union

Manual inputs required

FIVEPOINT

TX · Credit union

Manual inputs required

Five Points Bank

NE · Bank

Manual inputs required

Five Points Bank of Hastings

NE · Bank

Manual inputs required

Five Rivers Bank

NJ · Bank

Manual inputs required

FIVE STAR

AL · Credit union

Manual inputs required

Five Star Bank

NY · Bank

Manual inputs required

Five Star Bank

CA · Bank

Manual inputs required

FIVE STAR OF MARYLAND

MD · Credit union

Manual inputs required

Flagship Bank

FL · Bank

Manual inputs required

FLAGSHIP COMMUNITY

MI · Credit union

Manual inputs required

Flagstar Bank, National Association

NY · Bank

Manual inputs required

Flanagan State Bank

IL · Bank

Manual inputs required

Flat Branch Bank

MO · Bank

Manual inputs required

FlatIrons Bank

CO · Bank

Manual inputs required

Flatwater Bank

NE · Bank

Manual inputs required

Fleetwood Bank

PA · Bank

Manual inputs required

What would closing your CD cost?

FREE · NO SIGN-IN

Estimate a full principal withdrawal before maturity. Amounts stay in this page and are not sent to TFS. Your institution must confirm eligibility and the final redemption quote.

Enter the terms from your disclosure

This manual model supports simple days/months of interest or all interest earned. Percentage fees, tiered formulas, special minimums, and exceptions need an institution quote.

Penalty formulaPenalty daysInterest year basisCan the penalty reduce principal?

CD principal ($)Contractual annual interest rate (%)Use the interest rate on your CD agreement, not the advertised APY.Interest still on deposit and payable ($)Exclude interest already paid out. Use your institution’s current figure.

Compare holding this CD with reinvesting the proceeds until the same maturity date.I checked that these terms apply to my product, original term, and deposit date. This is a full withdrawal before maturity, outside any special withdrawal window. Any early-holding-period minimum has been accounted for.

Why your exact product matters

Penalty periods, principal reductions, partial withdrawals, and maturity grace periods can differ within one bank. Current advertised terms may not apply to an older CD. We link to sources and withhold bank-specific defaults when verification expires or a source changes.

Don’t miss the next maturity.

Save holdings in your free TFS account and export calendar reminders. No bank connection or paid subscription.

Open the free organizer →

Find the terms.See the dollar cost.

Find your institution

First State Bank Shannon-Polo

First State Bank Southwest

First State Bank & Trust

First State Community Bank

FIRST STREET

First Summit Bank

FIRST TECHNOLOGY

First Texas Bank

First Texas Bank

First Texas National Bank

First Texoma National Bank

First Tri County Bank

FIRST TRUST

First Trust and Savings Bank

First Trust Bank of Illinois

First United Bank

First United Bank

First United Bank and Trust Company

First United Bank and Trust Company

First United Bank & Trust

First United National Bank

FIRST UNITY

First US Bank

FIRST U.S. COMMUNITY

First Utah Bank

First Vision Bank of Tennessee

FIRST WATCH

First Western Bank

First Western Bank & Trust

First Western Federal Savings Bank

First Western Trust Bank

First Westroads Bank, Inc.

First Whitney Bank and Trust

FITZSIMONS

FIVEPOINT

Five Points Bank

Five Points Bank of Hastings

Five Rivers Bank

FIVE STAR

Five Star Bank

Five Star Bank

FIVE STAR OF MARYLAND

Flagship Bank

FLAGSHIP COMMUNITY

Flagstar Bank, National Association

Flanagan State Bank

Flat Branch Bank

FlatIrons Bank

Flatwater Bank

Fleetwood Bank

What would closing your CD cost?

Why your exact product matters

Don’t miss the next maturity.

Find the terms.
See the dollar cost.