Before you break your CD

Find the terms.
See the dollar cost.

Search your bank or credit union for CD withdrawal sources and reviewed penalty rules. If we haven’t verified the applicable terms, the calculator requires your own disclosure inputs.

Find your institution

8,686 matching institutions · Reviewed rules appear first

First Federal Savings and Loan Bank

KS · Bank

Manual inputs required

First Federal Savings Bank

IL · Bank

Manual inputs required

First Federal Savings Bank

IN · Bank

Manual inputs required

First Federal Savings Bank

IN · Bank

Manual inputs required

First Federal Savings Bank

IN · Bank

Manual inputs required

First Federal Savings Bank of Angola

IN · Bank

Manual inputs required

First Federal Savings Bank of Champaign Urbana

IL · Bank

Manual inputs required

First Federal Savings Bank of Kentucky

KY · Bank

Manual inputs required

First Federal Savings Bank of Lincolnton

NC · Bank

Manual inputs required

First Federal Savings Bank of Twin Falls

ID · Bank

Manual inputs required

First Federal Savings Bank of Washington

IN · Bank

Manual inputs required

First Federal Savings & Loan Association of Ravenswood

WV · Bank

Manual inputs required

First Federal Savings of Middletown

NY · Bank

Manual inputs required

First Fidelity Bank

SD · Bank

Manual inputs required

First Fidelity Bank

OK · Bank

Manual inputs required

First Fidelity Bank

AL · Bank

Manual inputs required

FIRST FINANCIAL

NJ · Credit union

Manual inputs required

FIRST FINANCIAL

NM · Credit union

Manual inputs required

First Financial Bank

TX · Bank

Manual inputs required

First Financial Bank

OH · Bank

Manual inputs required

First Financial Bank

AL · Bank

Manual inputs required

First Financial Bank

AR · Bank

Manual inputs required

First Financial Bank in Winnebago

MN · Bank

Manual inputs required

First Financial Bank, National Association

IN · Bank

Manual inputs required

FIRST FINANCIAL OF MARYLAND

MD · Credit union

Manual inputs required

FIRST FLIGHT

NC · Credit union

Manual inputs required

FIRST FLORIDA

FL · Credit union

Manual inputs required

First Foundation Bank

CA · Bank

Manual inputs required

First Freedom Bank

TN · Bank

Manual inputs required

FIRST FRONTIER

NY · Credit union

Manual inputs required

First FSB of Mascoutah

IL · Bank

Manual inputs required

First General Bank

CA · Bank

Manual inputs required

First Guaranty Bank

LA · Bank

Manual inputs required

First Harrison Bank

IN · Bank

Manual inputs required

FIRST HARVEST

NJ · Credit union

Manual inputs required

First Hawaiian Bank

HI · Bank

Manual inputs required

FIRST HERITAGE

NY · Credit union

Manual inputs required

First Heritage Bank

IA · Bank

Manual inputs required

First Heritage Bank

KS · Bank

Manual inputs required

First Hope Bank, A National Banking Association

NJ · Bank

Manual inputs required

First Horizon Bank

TN · Bank

Manual inputs required

FirsTier Bank

NE · Bank

Manual inputs required

First Independence Bank

MI · Bank

Manual inputs required

First Independent Bank

MN · Bank

Manual inputs required

First Independent Bank

MO · Bank

Manual inputs required

First International Bank & Trust

ND · Bank

Manual inputs required

First Internet Bank of Indiana

IN · Bank

Manual inputs required

First Interstate Bank

MT · Bank

Manual inputs required

First Iowa State Bank

IA · Bank

Manual inputs required

First Jackson Bank, Inc.

AL · Bank

Manual inputs required

What would closing your CD cost?

FREE · NO SIGN-IN

Estimate a full principal withdrawal before maturity. Amounts stay in this page and are not sent to TFS. Your institution must confirm eligibility and the final redemption quote.

Enter the terms from your disclosure

This manual model supports simple days/months of interest or all interest earned. Percentage fees, tiered formulas, special minimums, and exceptions need an institution quote.

Penalty formulaPenalty daysInterest year basisCan the penalty reduce principal?

CD principal ($)Contractual annual interest rate (%)Use the interest rate on your CD agreement, not the advertised APY.Interest still on deposit and payable ($)Exclude interest already paid out. Use your institution’s current figure.

Compare holding this CD with reinvesting the proceeds until the same maturity date.I checked that these terms apply to my product, original term, and deposit date. This is a full withdrawal before maturity, outside any special withdrawal window. Any early-holding-period minimum has been accounted for.

Why your exact product matters

Penalty periods, principal reductions, partial withdrawals, and maturity grace periods can differ within one bank. Current advertised terms may not apply to an older CD. We link to sources and withhold bank-specific defaults when verification expires or a source changes.

Don’t miss the next maturity.

Save holdings in your free TFS account and export calendar reminders. No bank connection or paid subscription.

Open the free organizer →

Find the terms.See the dollar cost.

Find your institution

First Federal Savings and Loan Bank

First Federal Savings Bank

First Federal Savings Bank

First Federal Savings Bank

First Federal Savings Bank

First Federal Savings Bank of Angola

First Federal Savings Bank of Champaign Urbana

First Federal Savings Bank of Kentucky

First Federal Savings Bank of Lincolnton

First Federal Savings Bank of Twin Falls

First Federal Savings Bank of Washington

First Federal Savings & Loan Association of Ravenswood

First Federal Savings of Middletown

First Fidelity Bank

First Fidelity Bank

First Fidelity Bank

FIRST FINANCIAL

FIRST FINANCIAL

First Financial Bank

First Financial Bank

First Financial Bank

First Financial Bank

First Financial Bank in Winnebago

First Financial Bank, National Association

FIRST FINANCIAL OF MARYLAND

FIRST FLIGHT

FIRST FLORIDA

First Foundation Bank

First Freedom Bank

FIRST FRONTIER

First FSB of Mascoutah

First General Bank

First Guaranty Bank

First Harrison Bank

FIRST HARVEST

First Hawaiian Bank

FIRST HERITAGE

First Heritage Bank

First Heritage Bank

First Hope Bank, A National Banking Association

First Horizon Bank

FirsTier Bank

First Independence Bank

First Independent Bank

First Independent Bank

First International Bank & Trust

First Internet Bank of Indiana

First Interstate Bank

First Iowa State Bank

First Jackson Bank, Inc.

What would closing your CD cost?

Why your exact product matters

Don’t miss the next maturity.

Find the terms.
See the dollar cost.