Before you break your CD

Find the terms.
See the dollar cost.

Search your bank or credit union for CD withdrawal sources and reviewed penalty rules. If we haven’t verified the applicable terms, the calculator requires your own disclosure inputs.

Find your institution

8,686 matching institutions · Reviewed rules appear first

First Century Bank, National Association

GA · Bank

Manual inputs required

FIRST CHOICE

PA · Credit union

Manual inputs required

FIRST CHOICE

WI · Credit union

Manual inputs required

FIRST CHOICE

FL · Credit union

Manual inputs required

FIRST CHOICE AMERICA COMMUNITY

WV · Credit union

Manual inputs required

First Choice Bank

MS · Bank

Manual inputs required

FIRST CHOICE COMMUNITY

TN · Credit union

Manual inputs required

FIRST CHOICE FINANCIAL

NY · Credit union

Manual inputs required

FIRST CITIZENS'

MA · Credit union

Manual inputs required

First Citizens Bank

IA · Bank

Manual inputs required

First Citizens Bank

AL · Bank

Manual inputs required

First Citizens Bank of Butte

MT · Bank

Manual inputs required

First-Citizens Bank & Trust Company

NC · Bank

Manual inputs required

First Citizens Community Bank

PA · Bank

Manual inputs required

FIRST CITY

CA · Credit union

Manual inputs required

FIRST CLASS COMMUNITY

IA · Credit union

Manual inputs required

First Colony Bank of Florida

FL · Bank

Manual inputs required

First Command Bank

TX · Bank

Manual inputs required

FIRST COMMERCE

FL · Credit union

Manual inputs required

First Commerce Bank

KS · Bank

Manual inputs required

First Commerce Bank

TN · Bank

Manual inputs required

First Commerce Bank

NJ · Bank

Manual inputs required

First Commercial Bank, National Association

TX · Bank

Manual inputs required

First Commercial Bank (USA)

CA · Bank

Manual inputs required

FIRST COMMONWEALTH

PA · Credit union

Manual inputs required

First Commonwealth Bank

PA · Bank

Manual inputs required

FIRST COMMUNITY

ND · Credit union

Manual inputs required

FIRST COMMUNITY

TX · Credit union

Manual inputs required

FIRST COMMUNITY

MO · Credit union

Manual inputs required

FIRST COMMUNITY

OR · Credit union

Manual inputs required

First Community Bank

NE · Bank

Manual inputs required

First Community Bank

WI · Bank

Manual inputs required

First Community Bank

VA · Bank

Manual inputs required

First Community Bank

MI · Bank

Manual inputs required

First Community Bank

IA · Bank

Manual inputs required

First Community Bank

TX · Bank

Manual inputs required

First Community Bank

TX · Bank

Manual inputs required

First Community Bank

SC · Bank

Manual inputs required

First Community Bank

AR · Bank

Manual inputs required

First Community Bank and Trust

IL · Bank

Manual inputs required

First Community Bank of Central Alabama

AL · Bank

Manual inputs required

First Community Bank of Hillsboro

IL · Bank

Manual inputs required

First Community Bank of Moultrie County

IL · Bank

Manual inputs required

First Community Bank of Tennessee

TN · Bank

Manual inputs required

First Community Bank of the Heartland, Inc.

KY · Bank

Manual inputs required

First Community Bank, Xenia-Flora

IL · Bank

Manual inputs required

FIRST COMMUNITY CU OF BELOIT

WI · Credit union

Manual inputs required

FIRST COUNTY

IN · Credit union

Manual inputs required

First County Bank

CT · Bank

Manual inputs required

First Credit Bank

CA · Bank

Manual inputs required

What would closing your CD cost?

FREE · NO SIGN-IN

Estimate a full principal withdrawal before maturity. Amounts stay in this page and are not sent to TFS. Your institution must confirm eligibility and the final redemption quote.

Enter the terms from your disclosure

This manual model supports simple days/months of interest or all interest earned. Percentage fees, tiered formulas, special minimums, and exceptions need an institution quote.

Penalty formulaPenalty daysInterest year basisCan the penalty reduce principal?

CD principal ($)Contractual annual interest rate (%)Use the interest rate on your CD agreement, not the advertised APY.Interest still on deposit and payable ($)Exclude interest already paid out. Use your institution’s current figure.

Compare holding this CD with reinvesting the proceeds until the same maturity date.I checked that these terms apply to my product, original term, and deposit date. This is a full withdrawal before maturity, outside any special withdrawal window. Any early-holding-period minimum has been accounted for.

Why your exact product matters

Penalty periods, principal reductions, partial withdrawals, and maturity grace periods can differ within one bank. Current advertised terms may not apply to an older CD. We link to sources and withhold bank-specific defaults when verification expires or a source changes.

Don’t miss the next maturity.

Save holdings in your free TFS account and export calendar reminders. No bank connection or paid subscription.

Open the free organizer →

Find the terms.See the dollar cost.

Find your institution

First Century Bank, National Association

FIRST CHOICE

FIRST CHOICE

FIRST CHOICE

FIRST CHOICE AMERICA COMMUNITY

First Choice Bank

FIRST CHOICE COMMUNITY

FIRST CHOICE FINANCIAL

FIRST CITIZENS'

First Citizens Bank

First Citizens Bank

First Citizens Bank of Butte

First-Citizens Bank & Trust Company

First Citizens Community Bank

FIRST CITY

FIRST CLASS COMMUNITY

First Colony Bank of Florida

First Command Bank

FIRST COMMERCE

First Commerce Bank

First Commerce Bank

First Commerce Bank

First Commercial Bank, National Association

First Commercial Bank (USA)

FIRST COMMONWEALTH

First Commonwealth Bank

FIRST COMMUNITY

FIRST COMMUNITY

FIRST COMMUNITY

FIRST COMMUNITY

First Community Bank

First Community Bank

First Community Bank

First Community Bank

First Community Bank

First Community Bank

First Community Bank

First Community Bank

First Community Bank

First Community Bank and Trust

First Community Bank of Central Alabama

First Community Bank of Hillsboro

First Community Bank of Moultrie County

First Community Bank of Tennessee

First Community Bank of the Heartland, Inc.

First Community Bank, Xenia-Flora

FIRST COMMUNITY CU OF BELOIT

FIRST COUNTY

First County Bank

First Credit Bank

What would closing your CD cost?

Why your exact product matters

Don’t miss the next maturity.

Find the terms.
See the dollar cost.