Before you break your CD

Find the terms.
See the dollar cost.

Search your bank or credit union for CD withdrawal sources and reviewed penalty rules. If we haven’t verified the applicable terms, the calculator requires your own disclosure inputs.

Find your institution

8,686 matching institutions · Reviewed rules appear first

Security First Bank

NE · Bank

Manual inputs required

Security First Bank of North Dakota

ND · Bank

Manual inputs required

Security National Bank of Omaha

NE · Bank

Manual inputs required

Security National Bank of South Dakota

SD · Bank

Manual inputs required

SECURITYPLUS

MD · Credit union

Manual inputs required

Security Savings Bank

IA · Bank

Manual inputs required

Security Savings Bank

SD · Bank

Manual inputs required

Security Savings Bank

IL · Bank

Manual inputs required

SECURITY SERVICE

TX · Credit union

Manual inputs required

Security State Bank

IA · Bank

Manual inputs required

Security State Bank

OK · Bank

Manual inputs required

Security State Bank

TX · Bank

Manual inputs required

Security State Bank

WI · Bank

Manual inputs required

Security State Bank

TX · Bank

Manual inputs required

Security State Bank

IA · Bank

Manual inputs required

Security State Bank

SD · Bank

Manual inputs required

Security State Bank

KS · Bank

Manual inputs required

Security State Bank

IA · Bank

Manual inputs required

Security State Bank of Aitkin

MN · Bank

Manual inputs required

Security State Bank of Hibbing

MN · Bank

Manual inputs required

Security State Bank of Kenyon

MN · Bank

Manual inputs required

Security State Bank of Marine

MN · Bank

Manual inputs required

Security State Bank of Oklahoma

OK · Bank

Manual inputs required

Security State Bank of Oklee

MN · Bank

Manual inputs required

Security State Bank of Wanamingo

MN · Bank

Manual inputs required

Security State Bank of Warroad

MN · Bank

Manual inputs required

Security State Bank & Trust

TX · Bank

Manual inputs required

Security Trust & Savings Bank

IA · Bank

Manual inputs required

SEG

MT · Credit union

Manual inputs required

SEI

ID · Credit union

Manual inputs required

SEI Private Trust Company

PA · Bank

Manual inputs required

SELCO COMMUNITY

OR · Credit union

Manual inputs required

SELECT

TX · Credit union

Manual inputs required

Select Bank

VA · Bank

Manual inputs required

SELECT EMPLOYEES

IL · Credit union

Manual inputs required

SELECT SEVEN

TN · Credit union

Manual inputs required

SELF-HELP

NC · Credit union

Manual inputs required

SELF MEMORIAL HOSPITAL

SC · Credit union

Manual inputs required

SELFRELIANCE

IL · Credit union

Manual inputs required

SELF RELIANCE FINANCIAL

NY · Credit union

Manual inputs required

SEMINOLE PUBLIC SCHOOLS

TX · Credit union

Manual inputs required

Senath State Bank

MO · Bank

Manual inputs required

SENECA NATION OF INDIANS

NY · Credit union

Manual inputs required

Seneca Savings Bank, National Association

NY · Bank

Manual inputs required

SENTINEL

SD · Credit union

Manual inputs required

SENTRY

WI · Credit union

Manual inputs required

Sentry Bank

MN · Bank

Manual inputs required

Servbank, National Association

IL · Bank

Manual inputs required

SERVE

IA · Credit union

Manual inputs required

SERVICE

NH · Credit union

Manual inputs required

What would closing your CD cost?

FREE · NO SIGN-IN

Estimate a full principal withdrawal before maturity. Amounts stay in this page and are not sent to TFS. Your institution must confirm eligibility and the final redemption quote.

Enter the terms from your disclosure

This manual model supports simple days/months of interest or all interest earned. Percentage fees, tiered formulas, special minimums, and exceptions need an institution quote.

Penalty formulaPenalty daysInterest year basisCan the penalty reduce principal?

CD principal ($)Contractual annual interest rate (%)Use the interest rate on your CD agreement, not the advertised APY.Interest still on deposit and payable ($)Exclude interest already paid out. Use your institution’s current figure.

Compare holding this CD with reinvesting the proceeds until the same maturity date.I checked that these terms apply to my product, original term, and deposit date. This is a full withdrawal before maturity, outside any special withdrawal window. Any early-holding-period minimum has been accounted for.

Why your exact product matters

Penalty periods, principal reductions, partial withdrawals, and maturity grace periods can differ within one bank. Current advertised terms may not apply to an older CD. We link to sources and withhold bank-specific defaults when verification expires or a source changes.

Don’t miss the next maturity.

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Open the free organizer →

Find the terms.See the dollar cost.

Find your institution

Security First Bank

Security First Bank of North Dakota

Security National Bank of Omaha

Security National Bank of South Dakota

SECURITYPLUS

Security Savings Bank

Security Savings Bank

Security Savings Bank

SECURITY SERVICE

Security State Bank

Security State Bank

Security State Bank

Security State Bank

Security State Bank

Security State Bank

Security State Bank

Security State Bank

Security State Bank

Security State Bank of Aitkin

Security State Bank of Hibbing

Security State Bank of Kenyon

Security State Bank of Marine

Security State Bank of Oklahoma

Security State Bank of Oklee

Security State Bank of Wanamingo

Security State Bank of Warroad

Security State Bank & Trust

Security Trust & Savings Bank

SEG

SEI

SEI Private Trust Company

SELCO COMMUNITY

SELECT

Select Bank

SELECT EMPLOYEES

SELECT SEVEN

SELF-HELP

SELF MEMORIAL HOSPITAL

SELFRELIANCE

SELF RELIANCE FINANCIAL

SEMINOLE PUBLIC SCHOOLS

Senath State Bank

SENECA NATION OF INDIANS

Seneca Savings Bank, National Association

SENTINEL

SENTRY

Sentry Bank

Servbank, National Association

SERVE

SERVICE

What would closing your CD cost?

Why your exact product matters

Don’t miss the next maturity.

Find the terms.
See the dollar cost.