The Farmers State Bank of Brush CD Early Withdrawal Penalty

The Farmers State Bank of Brush
CD early withdrawal penalty

TFS is an independent publisher, not this institution. View its financial health profile.

Published terms reviewed; calculation inputs still required

We have reviewed the published terms below. They do not establish every detail needed for a bank-specific dollar calculation, so the estimator requires your own agreement inputs. We do not fill those gaps with assumptions.

What the published disclosure says

Standard CDs and Young Citizens CD

Farmers State Bank of Brush lists forfeiture of all interest for a 1-month CD; three months of interest for 3- and 6-month CDs; six months for 12-, 18-, and 24-month CDs; nine months for 36 months; and 12 months for 48- and 60-month CDs. The separate 12-month Young Citizens CD also lists a six-month-interest penalty and has a $25 opening minimum.

Limits to check in your own agreement

This summary covers the ordinary CD and Young Citizens rows, not the separate IRA tables or tax penalties. Daily compounding in the source does not establish how penalty months are computed. Confirm the actual product, penalty principal basis, principal-reduction treatment, and applicable opening or renewal agreement.

TFS assisted source review: Aug 31, 2026 · Last source check: Oct 5, 2026 · Read the official source ↗

Need a dollar estimate? Use the terms that apply to your CD in the calculator below. See a worked break-or-hold example first if you are comparing rates.

What would closing your CD cost?

FREE · NO SIGN-IN

Estimate a full principal withdrawal before maturity. Amounts stay in this page and are not sent to TFS. Your institution must confirm eligibility and the final redemption quote.

Enter the terms from your disclosure

These are your inputs, not verified The Farmers State Bank of Brush terms. This manual model supports simple days/months of interest or all interest earned. Percentage fees, tiered formulas, special minimums, and exceptions need an institution quote.

Penalty formulaPenalty daysInterest year basisCan the penalty reduce principal?

CD principal ($)Contractual annual interest rate (%)Use the interest rate on your CD agreement, not the advertised APY.Interest still on deposit and payable ($)Exclude interest already paid out. Use your institution’s current figure.

Compare holding this CD with reinvesting the proceeds until the same maturity date.I checked that these terms apply to my product, original term, and deposit date. This is a full withdrawal before maturity, outside any special withdrawal window. Any early-holding-period minimum has been accounted for.

Located source pages

Discovery is not verification. These pages may be incomplete or describe a different product.

https://www.fsbbrushakron.com/products/certificates-of-deposit