Certificates of Deposit
First National Bank of Kansas lists a penalty of three months of interest for its 91-day, 182-day, and 12-month CDs; six months for its 18-month CD; and 12 months for its 30-, 48-, and 60-month CDs. Automatically renewed CDs have a 10-calendar-day grace period. The page otherwise says withdrawals are not allowed before maturity.
The schedule is tied to the specific listed terms, not every term between them. A disclosed penalty does not itself guarantee that an early withdrawal will be approved. Do not assign an unlisted term a fee or infer calculation conventions absent from the account agreement.
TFS assisted source review: Aug 31, 2026 · Last source check: Aug 31, 2026 · Official source