Regent Bank CD early withdrawal penalty

Regent Bank
CD early withdrawal penalty

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Published terms reviewed; calculation inputs still required

We have reviewed the published terms below. They do not establish every detail needed for a bank-specific dollar calculation, so the estimator requires your own agreement inputs. We do not fill those gaps with assumptions.

Personal Certificates of Deposit

Regent Bank lists an early withdrawal penalty of 30 days of interest for a three-month CD, three months of interest for CDs with terms from six through 12 months, and six months of interest for terms from 18 through 60 months. These penalties appear in the personal CD section of its CDs and IRAs page.

The page also lists a 120-month CD, but the penalty footnotes do not assign that term a penalty; no fee is inferred for it or for gaps between the listed ranges. IRA provisions are separate. The source does not provide a complete dollar-calculation method for the listed periods.

TFS assisted source review: Aug 31, 2026 · Last source check: Aug 31, 2026 · Official source

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Estimate a full principal withdrawal before maturity. Amounts stay in this page and are not sent to TFS. Your institution must confirm eligibility and the final redemption quote.

Enter the terms from your disclosure

These are your inputs, not verified Regent Bank terms. This manual model supports simple days/months of interest or all interest earned. Percentage fees, tiered formulas, special minimums, and exceptions need an institution quote.

Penalty formulaPenalty daysInterest year basisCan the penalty reduce principal?

CD principal ($)Contractual annual interest rate (%)Use the interest rate on your CD agreement, not the advertised APY.Interest still on deposit and payable ($)Exclude interest already paid out. Use your institution’s current figure.

Compare holding this CD with reinvesting the proceeds until the same maturity date.I checked that these terms apply to my product, original term, and deposit date. This is a full withdrawal before maturity, outside any special withdrawal window. Any early-holding-period minimum has been accounted for.

Regent BankCD early withdrawal penalty

Published terms reviewed; calculation inputs still required

Personal Certificates of Deposit

What would closing your CD cost?

Located source pages

Regent Bank
CD early withdrawal penalty