The First National Bank of Granbury CD early withdrawal penalty

The First National Bank of Granbury
CD early withdrawal penalty

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Published terms reviewed; calculation inputs still required

We have reviewed the published terms below. They do not establish every detail needed for a bank-specific dollar calculation, so the estimator requires your own agreement inputs. We do not fill those gaps with assumptions.

7 Month Promotional CD

The First National Bank of Granbury states that its seven-month promotional CD has an early withdrawal penalty of one month of interest. It separately states that a withdrawal within the first six days incurs seven days of interest, using the rate in effect at withdrawal. Principal withdrawals are otherwise restricted before maturity. The account has a 10-day grace period and renews into a six-month CD with the terms then in effect.

These are the specific promotional account terms, not a bank-wide schedule. The first-six-days provision is reported separately; it is not converted into an assumed combined fee. The renewal changes the product term, so the initial seven-month offer should not determine a later renewal penalty.

TFS assisted source review: Aug 31, 2026 · Last source check: Aug 31, 2026 · Official source

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Penalty formulaPenalty daysInterest year basisCan the penalty reduce principal?

CD principal ($)Contractual annual interest rate (%)Use the interest rate on your CD agreement, not the advertised APY.Interest still on deposit and payable ($)Exclude interest already paid out. Use your institution’s current figure.

Compare holding this CD with reinvesting the proceeds until the same maturity date.I checked that these terms apply to my product, original term, and deposit date. This is a full withdrawal before maturity, outside any special withdrawal window. Any early-holding-period minimum has been accounted for.

The First National Bank of GranburyCD early withdrawal penalty

Published terms reviewed; calculation inputs still required

7 Month Promotional CD

What would closing your CD cost?

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The First National Bank of Granbury
CD early withdrawal penalty