The National Capital Bank of Washington CD early withdrawal penalty

The National Capital Bank of Washington
CD early withdrawal penalty

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Published terms reviewed; calculation inputs still required

We have reviewed the published terms below. They do not establish every detail needed for a bank-specific dollar calculation, so the estimator requires your own agreement inputs. We do not fill those gaps with assumptions.

Standard and Platinum account-holder certificates of deposit

National Capital Bank's rate table lists 30 days of simple interest as the early-withdrawal penalty for 3-month CDs, 90 days for 6-month CDs, and 180 days for 12-, 24-, and 30-month CDs. It repeats the same penalty sequence for CDs held by Platinum account holders. The separate 12-month IRA row is not needed to establish these CD terms.

The official table is dated February 19, 2026 and was fetched during this review. Its column order was checked against the listed CD terms. It says simple interest but does not specify the 365/366 divisor, the principal basis, or principal-reduction rules. Confirm that this schedule applies to the customer's opening or renewal agreement.

TFS assisted source review: Aug 31, 2026 · Last source check: Aug 31, 2026 · Official source

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Estimate a full principal withdrawal before maturity. Amounts stay in this page and are not sent to TFS. Your institution must confirm eligibility and the final redemption quote.

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These are your inputs, not verified The National Capital Bank of Washington terms. This manual model supports simple days/months of interest or all interest earned. Percentage fees, tiered formulas, special minimums, and exceptions need an institution quote.

Penalty formulaPenalty daysInterest year basisCan the penalty reduce principal?

CD principal ($)Contractual annual interest rate (%)Use the interest rate on your CD agreement, not the advertised APY.Interest still on deposit and payable ($)Exclude interest already paid out. Use your institution’s current figure.

Compare holding this CD with reinvesting the proceeds until the same maturity date.I checked that these terms apply to my product, original term, and deposit date. This is a full withdrawal before maturity, outside any special withdrawal window. Any early-holding-period minimum has been accounted for.

The National Capital Bank of WashingtonCD early withdrawal penalty

Published terms reviewed; calculation inputs still required

Standard and Platinum account-holder certificates of deposit

What would closing your CD cost?

Located source pages

The National Capital Bank of Washington
CD early withdrawal penalty