Total Assets
$1.5B
Total Deposits
$1.3B
Branches
15
Established
1941
THE SUMMIT is a credit union headquartered in ROCHESTER, New York, established in 1941. It holds $1.5B in total assets across 15 branch locations. In our editorial opinion, based on public FDIC/NCUA data, THE SUMMIT earns a TFS Financial Health Grade of B- (76.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
76.5 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Get an email when its TFS financial-health grade changes. We also send occasional money emails. Grades update when new filings are published.
Financial data through June 30, 2026. Updated by TFS September 26, 2026. Data sourced from NCUA Call Reports as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| The Summit FCUHQ | 100 MARINA DR | ROCHESTER | NY | Full Service |
| DELAWARE | 2290 Delaware Ave Ste 100 | BUFFALO | NY | Full Service |
| CORTLAND | 877 State Route 13 | CORTLAND | NY | Full Service |
| CLARENCE | 5641 TRANSIT RD | East AMHERST | NY | Full Service |
| Perinton Branch | 665 Moseley Rd | Fairport | NY | Full Service |
| HILTON | 41 HOVEY ST | HILTON | NY | Full Service |
| Taft Rd | 5201 W Taft Rd | North Syracuse | NY | Full Service |
| PENFIELD | 2146 PENFIELD RD | PENFIELD | NY | Full Service |
| City of Rochester | 2315 E Main St | Rochester | NY | Full Service |
| BRIGHTON | 1660 MONROE AVE | ROCHESTER | NY | Full Service |
| GREECE | 100 MARINA DR | ROCHESTER | NY | Full Service |
| HENRIETTA | 2087 E HENRIETTA RD | ROCHESTER | NY | Full Service |
| IRONDEQUOIT | 2121 HUDSON AVE | ROCHESTER | NY | Full Service |
| SENECA FALLS | 123 FALL ST | SENECA FALLS | NY | Full Service |
| ERIE | 1400 ERIE BLVD E | SYRACUSE | NY | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC and OCC enforcement records; NCUA catalog monitored. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
76.5
Net worth ratio
11.31%
Return on assets
0.86%
60+ day delinquency
0.34%
Suggested direct comparisons
ROCHESTER, NY
$72.6M
MID-HUDSON VALLEY
Kingston, NY
$1.7B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.