Total Assets
$375.1M
Total Deposits
$347.3M
Branches
6
Established
1959
OUR is a credit union headquartered in Royal Oak, Michigan, established in 1959. It holds $375.1M in total assets across 6 branch locations. In our editorial opinion, based on public FDIC/NCUA data, OUR earns a TFS Financial Health Grade of C (65.0/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
65.0 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching OUR?
Get an email when its TFS financial-health grade changes. We also send occasional money emails. Grades update when new filings are published.
Financial data through June 30, 2026. Updated by TFS September 26, 2026. Data sourced from NCUA Call Reports as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Normandy OfficeHQ | 3070 Normandy Rd | Royal Oak | MI | Full Service |
| Washington Office | 726 S Washington Ave | Royal Oak | MI | Full Service |
| Shelby Township Office | 54870 Mound Rd | Shelby Township | MI | Full Service |
| Admin Site | 550 Stephenson Hwy Ste 410 | Troy | MI | Full Service |
| Rochester Rd | 6693 Rochester Rd | Troy | MI | Full Service |
| 12 Mile Road Office | 5625 E 12 Mile Rd | Warren | MI | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC and OCC enforcement records; NCUA catalog monitored. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
65.0
Net worth ratio
9.98%
Return on assets
0.63%
60+ day delinquency
0.48%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.